Best Market Linked Debentures Advisor in KR Puram, Bangalore
At Borrow Right, through our trusted partnership with Paisa Nurture, we provide access to Market Linked Debentures (MLDs) – a unique hybrid investment product that combines the stability of fixed-income securities with the growth potential of market-linked instruments. MLDs are structured debentures where the returns are linked to the performance of an underlying index, equity, government security, or commodity. They are ideal for investors seeking diversified returns with optimized risk exposure.
Features & Benefits of MLDs
- 📈 Market-Linked Returns – Potential to earn higher than traditional debt instruments.
- 🔒 Principal Protection (in Select MLDs) – Some MLDs guarantee capital safety at maturity.
- 🏦 Tax Efficiency – If listed and held for over a year, gains may be taxed at 10% (LTCG).
- 💡 Diversification Tool – Balances equity and debt exposure in your portfolio.
- 📆 Custom Tenures – Flexible maturity options, typically between 13–60 months.
- 🌍 Wide Underlying Options – Linked to NIFTY, government securities, or interest rate benchmarks.
Importance of MLDs in Your Portfolio
In today’s volatile markets, relying only on equity or fixed deposits can limit your growth potential. MLDs bridge the gap by providing a unique mix of safety and higher returns. They allow investors to benefit from market growth while minimizing downside risk. For high-net-worth individuals (HNIs) and savvy investors, MLDs offer tax advantages, smart diversification, and predictable structures, making them a critical part of a balanced wealth plan.
How to Choose the Right MLD
- ✔️ Understand the Payoff Structure – Returns vary depending on underlying asset performance.
- ✔️ Check Issuer Credibility – Invest only with reputed issuers.
- ✔️ Evaluate Tax Benefits – Listed MLDs held for 1+ year get favorable LTCG treatment.
- ✔️ Match Tenure with Goals – Choose based on liquidity needs and financial planning.
- ✔️ Assess Risk Appetite – MLDs suit investors with moderate to high risk tolerance.
Common Myths & Mistakes to Avoid
- ❌ Myth: MLDs guarantee equity-like returns.
✅ Reality: Returns depend on market performance and payoff design. - ❌ Myth: MLDs are too complex.
✅ Reality: With the right guidance, MLDs are simple structured products. - ❌ Mistake: Ignoring tax efficiency.
✅ Many miss out on the 10% LTCG tax benefit for listed MLDs. - ❌ Mistake: Not diversifying across issuers.
✅ Spreading investments reduces risk exposure.
Why Choose Borrow Right for MLD Investments?
- 🤝 Partnership with Paisa Nurture – Access to top-rated structured MLD products.
- 📊 Tailored Advisory – We align MLDs with your risk appetite and financial goals.
- 📍 Local Expertise – Based in KR Puram, Bangalore, with dedicated advisors for you.
- ⚡ Fast & Hassle-Free Process – From paperwork to investment confirmation.
- 🌟 Holistic Wealth Approach – Combine MLDs with other products like NCDs, Bonds, and Mutual Funds.
