Client Background
Our client, Mr. Ramesh Kumar, a small manufacturing business owner in Bangalore, needed urgent working capital to expand his operations and fulfill a large order. Despite having a profitable business, he faced liquidity issues that limited his growth.
The Challenge
- Immediate need for ₹80 Lakhs to expand his unit.
- Banks demanding complex documentation and taking weeks for processing.
- Uncertainty about valuation of his commercial property as collateral.
- High interest rate concerns from initial loan offers he received directly.
Our Solution
Borrow Right identified the best Loan Against Property (LAP) solution by:
- Property Valuation Assistance – Worked with the client to get the right market valuation for his commercial property.
- Customized Loan Matching – Shortlisted banks/NBFCs offering competitive interest rates with higher loan-to-value ratio.
- End-to-End Documentation Support – Assisted in preparing financial statements, property documents, and legal verification seamlessly.
- Faster Processing – Leveraged our strong banking network to cut down sanction time from weeks to just days.
- Negotiation Advantage – Secured a lower interest rate and flexible repayment terms tailored to his business needs.
The Result
- ✅ Loan of ₹80 Lakhs disbursed within 10 working days.
- ✅ Interest rate reduced by nearly 2% compared to the client’s earlier offers.
- ✅ Client gained the capital needed for expansion without selling assets.
- ✅ Business scaled operations and successfully delivered bulk orders on time.
Client Testimonial
“Borrow Right transformed my financial stress into a growth opportunity. With their expertise, I was able to unlock the value of my property and secure funds quickly at the best rate. They truly live up to their promise of the right loan at the right time.”
Key Takeaway
With Borrow Right’s Loan Against Property advisory, business owners can easily turn their assets into working capital, fueling growth without financial roadblocks.
📞 Want to unlock the power of your property?
Reach us at +91 9429690747 or email ask@borrowright.in today!