Clix Capital
Clix Capital is a leading Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). It provides digital lending solutions for individuals, self-employed professionals, MSMEs, and businesses. Clix Capital is known for its quick loan approvals, paperless application process, and flexible repayment options. It offers Business Loans, Working Capital Loans, Loan Against Property (LAP), Healthcare Equipment Finance, and other customized lending solutions.
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Clix Capital Loan Interest Rates
| Loan Type | Interest Rate (p.a.) | Processing Fee | Loan Amount | Repayment Tenure |
|---|---|---|---|---|
| Business Loan | Starting from 12.00% | Up to 3% + GST | Up to ₹50 Lakhs | Up to 48 Months |
| Working Capital Loan | Starting from 12.00% | As per company policy | Up to ₹50 Lakhs | Flexible, based on business needs |
| Loan Against Property (LAP) | Starting from 9.50% | Up to 2% + GST | Up to ₹1.5 Crore | Up to 15 Years |
| Professional Loan | Starting from 13.00% | Up to 3% + GST | Based on eligibility | Up to 60 Months |
EMI Calculator – Calculate Your Monthly Loan EMI Instantly
Use the BorrowRight EMI Calculator to estimate your monthly EMI, total interest payable, and total repayment amount for Home Loans, Personal Loans, Car Loans, Business Loans, and Loan Against Property. Adjust the loan amount, interest rate, and tenure to find the repayment plan that fits your budget.
This layout is user-friendly, improves engagement, and can encourage more visitors to submit loan inquiries.
Eligibility Criteria
Business Owners
- Age: 21–65 years
- Business operational for at least 3 years
- Minimum annual turnover of ₹1 Crore
- Business should be profitable
- CIBIL Score of 700+ preferred
Loan Against Property
- Age: 22–65 years (up to 60 years for salaried applicants at loan maturity)
- Annual household income above ₹3 Lakhs
- Residential or commercial property accepted as collateral
Documents Required
Identity Proof
- Aadhaar Card
- PAN Card
Address Proof
- Aadhaar Card
- Passport
- Utility Bill
Business Proof
- GST Registration
- Business Registration Certificate
- Partnership Deed/Company Incorporation Certificate (if applicable)
Financial Documents
- Last 6 Months Bank Statements
- Income Tax Returns (ITR)
- Audited Financial Statements (if applicable)
Property Documents (For LAP)
- Property Title Documents
- Sale Deed
- Approved Building Plan
Loan Charges
| Charge | Details |
|---|---|
| Processing Fee | Up to 3% of the loan amount + GST (depends on the loan product). |
| Documentation Charges | Applicable for selected loan products. |
| Late Payment Charges | Overdue interest charged as per the loan agreement. |
| Foreclosure/Prepayment Charges | Up to 6% of the outstanding loan amount depending on the product and repayment period. |
| EMI Bounce Charges | Applicable if an EMI payment fails due to insufficient funds. |
| Penal Interest | Charged on overdue EMIs as per company policy. |
| GST & Government Taxes | Applicable on processing fees and other service charges. |
Why Choose Clix Capital?
- ✔ Quick online loan approval
- ✔ Paperless application process
- ✔ Minimal documentation
- ✔ Collateral-free business loans
- ✔ Flexible EMI repayment options
- ✔ Competitive interest rates
- ✔ Fast loan disbursal
- ✔ Dedicated customer support
- ✔ Secure digital lending platf