RBL Bank
RBL Bank Limited (formerly Ratnakar Bank Limited) is one of India’s leading private sector banks. It offers a wide range of financial products, including home loans, personal loans, business loans, loan against property, vehicle loans, and credit cards. The bank is known for its digital banking services and customer-focused lending solutions.
Contact With BorrowRight
Loan Type | Interest Rate (p.a.) | Processing Fee | Loan Amount | Repayment Tenure |
Home Loan | 7.20% – 13.50% (profile-based) | Up to 2% of loan amount or ₹15,000 (whichever is higher) + GST | Up to 90% of property value | Up to 30 years |
Personal Loan | 18.00% – 26.00% | Up to 3% + GST | Up to ₹20 Lakhs | Up to 60 months (5 years) |
Business Loan | 12.00% – 24.00% | Up to 2% + GST | Based on business eligibility | Up to 5 years |
Loan Against Property | 8.50% – 12.50% | Up to 1.25% + GST | Up to 75% of property value | Up to 20 years |
Education Loan | 9.25% – 15.00% | Up to 2% + GST | Based on course and eligibility | Up to 15 years |
EMI Calculator – Calculate Your Monthly Loan EMI Instantly
Use the BorrowRight EMI Calculator to estimate your monthly EMI, total interest payable, and total repayment amount for Home Loans, Personal Loans, Car Loans, Business Loans, and Loan Against Property. Adjust the loan amount, interest rate, and tenure to find the repayment plan that fits your budget.
This layout is user-friendly, improves engagement, and can encourage more visitors to submit loan inquiries.
Eligibility Criteria on RBL Bank
Salaried Applicants
- Age: 21–60 years
- Stable monthly income
- Good credit score (preferably 750+)
- Minimum work experience as per bank policy
Self-Employed Applicants
- Age: 21–65 years
- Stable business income
- Business continuity as per bank policy
- Good repayment history
Documents Required
Identity Proof
- Aadhaar Card
- PAN Card
- Passport
- Driving Licence
- Voter ID
Address Proof
- Aadhaar Card
- Passport
- Utility Bill
- Rental Agreement (if applicable)
Income Proof
For Salaried
- Last 3 Salary Slips
- Bank Statements (3–6 months)
- Form 16 (if applicable)
For Self-Employed
- Last 2–3 Years Income Tax Returns (ITR)
- GST Registration (if applicable)
- Financial Statements
- Bank Statements
Property Documents (For Home Loan/LAP)
- Sale Agreement
- Property Title Documents
- Approved Building Plan
- Encumbrance Certificate (if applicable)
Key Features
- Fast digital loan application
- Flexible EMI options
- Balance transfer facility for eligible home loans
- Transparent loan process
- Dedicated customer service
- Secure online banking
Loan Repayment Options
- Auto Debit (ECS/NACH)
- Net Banking
- Mobile Banking
- NEFT/RTGS
- UPI (where available)
Factors Affecting Loan Approval
- Credit Score
- Monthly Income
- Employment Stability
- Existing Loan Obligations
- Loan Amount
- Repayment Capacity
- Property Value (for secured loans)
Charges That May Apply
Charge | Details |
Processing Fee | Depends on loan product |
Documentation Charges | Applicable for certain loans |
Late Payment Charges | Charged on overdue EMIs |
Foreclosure/Prepayment Charges | Depends on loan type and RBI guidelines |
EMI Bounce Charges | Applicable if EMI payment fails |
Why Choose RBL Bank?
✔ Competitive interest rates
✔ Quick loan approvals
✔ Easy online application
✔ Flexible EMI repayment options
✔ Digital banking services
✔ Simple documentation
✔ Dedicated customer suppor
Why Choose BorrowRight?
At BorrowRight, we make finding the right loan simple, transparent, and hassle-free. Instead of approaching multiple banks individually, you can compare loan options from leading lenders and choose the one that best fits your financial needs. Our experienced loan advisors guide you throughout the process, ensuring a smooth and stress-free borrowing experience.
Our Key Advantages
Multiple Bank & NBFC Partners – Compare loan offers from leading banks and financial institutions in one place.
Expert Loan Advisors – Receive personalized guidance to choose the most suitable loan.
Competitive Interest Rates – Access attractive interest rates based on your eligibility.
Fast Loan Processing – Quick application review and faster approvals.
100% Transparent Process – No hidden charges and clear communication at every step.
Minimal Documentation – Simple paperwork to make the application process easier.
Personalized Loan Solutions – Recommendations based on your income, credit profile, and financial goals.
End-to-End Support – Assistance from application submission to loan disbursal.
Secure & Confidential – Your personal and financial information is handled with strict confidentiality.
Free Loan Consultation – Speak with our experts before making a borrowing decision.